Políticas Públicas de Transferencia del Riesgo Climático: Un análisis al caso colombiano

Cristian Camilo Fernández Lopera, José Manuel Mendes, Eduardo Jorge Barata, Yenifer Alejandra Barragán Rojas


DOI: https://doi.org/10.55467/reder.v7i1.112

Resumen


Colombia es uno de los países de la región de América Latina y el Caribe (LAC) con mayores avances en Políticas Públicas (PPs) de protección financiera. Siguiendo el enfoque integral de la Gestión del Riesgo de Desastres (GRD) y mediante una revisión comprensiva del contexto internacional y (sub)nacional, este estudio analiza las PPs de transferencia del riesgo climático en Colombia y presenta retos y recomendaciones para superarlos, como referencia para la implementación de marcos de PP de transferencia del riesgo en otros países. Identificamos ocho PPs y realizamos una caracterización de las PPs de GRD y transferencia del riesgo a través de una matriz de análisis compuesta por 21 variables relacionadas con tres tipologías: referencia, contexto y contenido. Los resultados muestran que las PPs colombianas incluyen a la transferencia del riesgo ante fenómenos naturales, pero no se encuentra regulada en el nivel subnacional y presentan un enfoque ‘top-down’. Las limitantes identificadas se basan en la carencia de instrumentos de monitoreo y evaluación, así como de información sobre los procesos de consulta/participación.


Palabras clave


Adaptación al cambio climático; Colombia; Gestión del Riesgo de Desastres; Políticas Públicas; Transferencia del Riesgo climático

Texto completo:

PDF (English)

Referencias


Agricultural Insurance of Colombia and the Agricultural National Fund Act 1993. (Congreso de Colombia) s. 69. (Col). http://www.suin-juriscol.gov.co/viewDocument.asp?ruta=Leyes/1619778. (in Spanish).

Beck, U. (1999). The global risk society (2nd ed.). Polity Press.

Bello, O.D. (2017). Disasters, economic growth and fiscal answer in the countries of Latin America and the Caribbean, 1972-2010. CEPAL Journal, 121, 8–30. https://repositorio.cepal.org/bitstream/handle/11362/41141/REV121_Bello.pdf?sequence=1&isAllowed=y. (in Spanish).

Büdnis Entwicklung Hilft. (2019). World Risk Report 2019. Reliefweb. https://reliefweb.int/sites/reliefweb.int/files/resources/WorldRiskReport-2019_Online_english.pdf

CAN -Andean Community. (2002). Project support for disasters prevention in the Andean Community. PREDECAN. https://www.comunidadandina.org/StaticFiles/20116616249Memoria_predecan.pdf. (in Spanish).

Cardona, O.D. (2009). The financial disaster risk management, financial instruments of retention and transfer for the Andean Community. Comunidad Andina. https://www.comunidadandina.org/StaticFiles/Temas/AtencionPrevencionDesastres/EJET1GestionFinancieraRiesgoInstrumentosFinancierosCAN.pdf. (In Spanish).

Cardona, O.D. (2019). Risk management and adaptation in Manizales: a development strategy for addressing a resilience, sustainability and competitiveness transitional city. INGENIAR. https://doi.org/10.13140/RG.2.2.14466.43206 (In Spanish).

CCRIF -Caribbean Catastrophe Risk Insurance Facility. (2021a). About Us: Caribbean Catastrophe Risk Insurance Facility. CCRIF. https://www.ccrif.org/about-us

CCRIF -Caribbean Catastrophe Risk Insurance Facility. (2021b). CCRIF to Make US$40 Million Payout to Haiti following Devastating August 14 Earthquake. CCRIF https://www.ccrif.org/news/ccrif-make-us40-million-payout-haiti-following-devastating-august-14-earthquake?language_content_entity=en

Climate Central. (2019). Flooded Future: Global vulnerability to sea-level rise worse than previously understood.https://www.climatecentral.org/news/report-flooded-future-global-vulnerability-to-sea-level-rise-worse-than-previously-understood

CRED - Centre for Research on the Epidemiology of Disasters. (2021). 2020: The Non-COVID Year in Disasters. UNDRR. https://www.undrr.org/publication/2020-non-covid-year-disasters

CEFP –Centro de Estudios de las Finanzas Públicas de México– (2022). Fondo de desastres naturales FONDEN 2022. Cámara de Diputados. https://www.cefp.gob.mx/publicaciones/nota/2022/notacefp0122022.pdf

DANE -Departamento Administrativo Nacional de Estadística. (2019). Pobreza y desigualdad en Colombia.https://www.dane.gov.co/index.php/estadisticas-por-tema/pobreza-y-condiciones-de-vida/pobreza-y-desigualdad

Disaster risk management financial strategy of the San Andrés, Providencia y Santa Catalina archipelago Decree 2019 (Gobernación de San Andrés) s. 0738 (Col). (in Spanish).

DNP -Departamento Nacional de Planeación. (2020). National Development Plan 2018-2022 “Pact for Colombia, pact for equity”. DNP. https://www.dnp.gov.co/DNPN/Paginas/Plan-Nacional-de-Desarrollo.aspx. (in Spanish).

DRFIP - Disaster Risk Financing and Insurance Program. (2020). Tools And Principles Of Financial Protection. https://www.financialprotectionforum.org/third-party/microsite_1/subpage02.html

Fernández Lopera, C.C. (2020). Financial protection for disaster risk management in Latin America. Revista de Estudios Latinoamericanos Sobre Reducción Del Riesgo de Desastres REDER, 4(2), 22–35. https://doi.org/10.55467/reder.v4i2.48. (in Spanish).

Fernández, C.C. Mendes, J. Barata, E. Sandoval, V. (2022a). Prioritization of areas for implementing inclusive climate risk transfer mechanisms. Colombia as a case study. International Journal for Disaster Risk Science. Submitted. Under review.

Fernández, C. Mendes, J. Barata, E. (2022b). The Differential Risk Transfer: a new approach for reducing vulnerability to climate-related hazards, Disaster Prevention and Management, ahead-of-print. https://doi.org/10.1108/DPM-05-2021-0185

GFDRR; Banco Mundial; Ministerio de Hacienda de Colombia; Confederación Suiza; Área Metropolitana del Valle de Aburrá. (2019). Disaster risk management financial strategy of the Metropolitan Area of the Aburrá Valley.Ministerio de Hacienda. https://www.minhacienda.gov.co/webcenter/ShowProperty?nodeId=%2FConexionContent%2FWCC_CLUSTER-121506%2F%2FidcPrimaryFile&revision=latestreleased. (in Spanish).

GFDRR; Banco Mundial; Ministerio de Hacienda de Colombia; Confederación Suiza; Gobernación de Cundinamarca. (2019). Disaster risk management financial strategy of the Cundinamarca Department. Ministerio de Hacienda. https://www.minhacienda.gov.co/webcenter/ShowProperty?nodeId=%2FConexionContent%2FWCC_CLUSTER-121507%2F%2FidcPrimaryFile&revision=latestreleased (in Spanish).

GFDRR; Banco Mundial; Ministerio de Hacienda de Colombia; Confederación Suiza; Gobernación de San Andrés Providencia y Santa Catalina. (2019). Disaster risk management financial strategy of the San Andrés, Providencia y Santa Catalina archipelago. Ministerio de Hacienda. https://www.minhacienda.gov.co/webcenter/ShowProperty?nodeId=%2FConexionContent%2FWCC_CLUSTER-121508%2F%2FidcPrimaryFile&revision=latestreleased. (in Spanish).

GFDRR; Banco Mundial; Ministerio de Hacienda de Colombia; Confederación Suiza; Gobernación del Putumayo. (2019). Disaster risk management financial strategy of the Putumayo Department. Ministerio de Hacienda. http://www.urf.gov.co/webcenter/ShowProperty?nodeId=%2FConexionContent%2FWCC_CLUSTER-130181%2F%2FidcPrimaryFile&revision=latestreleased. (in Spanish).

GFDRR; World Bank & State Secretariat for Economic Affairs- Swiss Confederation. (2014). Financial protection against disasters: From products to comprehensive strategies. Ministerio de Hacienda. https://openknowledge.worldbank.org/handle/10986/21725.

Guidelines for climate change management in Colombia Act 2018 (Congreso de Colombia) S. 1931 (Col). http://es.presidencia.gov.co/normativa/normativa/ley%201931%20del%2027%20de%20julio%20de%202018.pdf.(in Spanish).

Haueter, N.V. (2017). A History of Insurance. Swiss Re. https://www.swissre.com/dam/jcr:638f00a0-71b9-4d8e-a960-dddaf9ba57cb/150_history_of_insurance.pdf

Hood, C., Rothstein, H., & Baldwin, R. (2001). The government of risk: understanding risk regulation regimes. (3rd ed.). Oxford University Press.

IDEAM, PNUD, MADS, DNP & Cancillería. (2015). Nuevos escenarios de cambio climático para Colombia 2011-2100. Tercera Comunicación Nacional de Cambio Climático. www.ideam.gov.co

IRGC -International Risk Governance Council. (2017). Introduction to the IRGC Risk Governance Framework, revised version. International Risk Governance Center. https://infoscience.epfl.ch/record/233739

InsuResilience. (2022). InsuResilience Global Partnership Centre of Excellence on Gender Smart Solutions. https://coe.insuresilience.org/

Klinke, A., & Renn, O. (2019). The Coming of Age of Risk Governance. Risk Analysis. https://doi.org/10.1111/risa.13383

LA RED. (1992). Network on social studies of disaster prevention in Latin America. Desenredando. https://www.desenredando.org/. (in Spanish).

Lavell, A., & Wilches-Chaux, G. (1997). The sense of participation. In A. Lavell (Ed.), Living in risk: vulnerable communities and disaster prevention in Latin America, (pp. 1-23). https://www.desenredando.org/public/libros/1994/ver/ver_todo_nov-20-2002.pdf. (in Spanish).

Maskrey, A. (1993). Disasters are not natural. LA RED. https://www.desenredando.org/public/libros/1993/ldnsn/LosDesastresNoSonNaturales-1.0.0.pdf. (in Spanish).

Maurer, R., & Somova, B. (2005). German Insurance Industry: Market Overview and Trends (No. 156). https://www.econstor.eu/bitstream/10419/23421/1/929.pdf

MHCP -Ministerio de Hacienda y Crédito Público de Colombia. (2012). Financial strategy for reducing state’s fiscal vulnerability to disasters. Ministerio de Hacienda. https://www.oecd.org/env/cc/CALDERON_Estrategia Proteccion Financiera Desastres Naturales.pdf. (in Spanish).

Miller, S., & Keipi, K. (2006). Financial strategies and tools for disaster risk management in Latin America and the Caribbean. Interamerican Development Bank. https://publications.iadb.org/publications/spanish/document/Estrategias-e-instrumentos-financieros-para-la-gestión-del-riesgo-de-desastres-en-América-Latina-y-el-Caribe.pdf. (in Spanish).

Ministerio de Economia y Finanzas del Perú, Banco Mundial, SECO & GFDRR. (2016). Estretegia integral de protección financiera ante el riesgo de desastres asociados a fenómenos naturales. Banco Mundial.https://www.mef.gob.pe/contenidos/pol_econ/documentos/PeruFinProtectionFL_low.pdf

Monterrosa, H. (2020, November 30). Disasters cost $13.134 million (COP) to the insurance companies until September 2020. La República. https://www.larepublica.co/finanzas/los-desastres-naturales-le-costaron-13134-millones-a-las-aseguradoras-a-septiembre-3095444. (in Spanish).

Nagy, G.J., Leal Filho, W., Azeiteiro, U.M., Heimfarth, J., Verocai, J.E., & Li, C. (2018). An assessment of the relationships between extreme weather events, vulnerability, and the impacts on human wellbeing in Latin America. International Journal of Environmental Research and Public Health, 15(9), 1802. https://doi.org/10.3390/ijerph15091802

Narváez, L., Lavell, A., & Pérez, G. (2009). Disaster risk management, An approach based on processes. Andean Community. http://www.comunidadandina.org/predecan/doc/libros/PROCESOS_ok.pdf. (in Spanish).

National Development Plan 2018-2022 pact for Colombia, pact for Equity, Act 2019 (Congreso de Colombia) s. 1955(Col) http://www.secretariasenado.gov.co/senado/basedoc/ley_1955_2019.html. (in Spanish).

National Plan for Disaster Risk Management Decree 2016 (Presidencia de la República de Colombia) s. 308 (Col) (in Spanish).

National policy for disaster risk management of Colombia Act 2012 (Congreso de Colombia) s. 1523 (Col) http://www.secretariasenado.gov.co/senado/basedoc/ley_1523_2012.html. (in Spanish).

National System for Disaster Risk Management of Peru Act 2011 (Congreso del Perú) s. 29664 (Pe) https://www.mef.gob.pe/contenidos/inv_publica/docs/eventos-taller/taller-internacional-03y04-julio-2014/files/segundo-dia/04-Ley-Sinagerd-y-el-Planagerd.pdf. (in Spanish).

ONEMI - Oficina Nacional de Emergencia. (2020). National policy for disaster risk management of Chile. National strategic plan 2020-2030. ONEMI. https://repositoriodigital.onemi.gov.cl/bitstream/handle/123456789/4110/PoliticaNacional_2020%28principal%29.pdf?sequence=5&isAllowed=y. (in Spanish).

Raschky, P., & Weck-Hannemann, H. (2007). Charity hazard-A real hazard to natural disaster insurance?, Environmental Hazards, 7(4), 321-329. https://doi.org/10.1016/j.envhaz.2007.09.002

Risk Management Act 2014 (Asamblea Legislativa de Bolivia) s. 602 (Bo) http://www.defensacivil.gob.bo/web/uploads/pdfs/ley602.pdf. (in Spanish).

Risk Management Act 2015 (Senate of Jamaica) s. 1 (Jam). https://japarliament.gov.jm/attachments/341_The%20Disater%20and%20Preparedness%20and%20Emergency%20Management%20Act,%202015%20No.1.pdf

Salgado-Gálvez, M.A., Bernal, G.A., Zuloaga, D., Marulanda, M.C., Cardona, O.D., & Henao, S. (2017). Probabilistic seismic risk assessment in Manizales, Colombia: Quantifying Losses for Insurance Purposes. International Journal of Disaster Risk Science, 8(3), 296–307. https://doi.org/10.1007/s13753-017-0137-6

Savina, M., Brunner, P., Pavic, M., & Rossi, M. (2020). A short history of Natural Catastrophes in Switzerland. Scort, the Art & Science of Risk. https://www.scor.com/en/expert-views/short-history-natural-catastrophes-switzerland

SHCPM -Secretaría de Hacienda y Crédito Público de México. (2012, August). Mexican financial strategy for disaster risk administration. [Conference presentation]. Tegucigalpa, Honduras. http://www.proteccioncivil.gob.mx/work/models/ProteccionCivil/Resource/460/2/images/PresentacionSalvadorPerez.pdf.(in Spanish).

Single Decree of the Administrative Agricultural, Fishing and Rural Development related to the agricultural insurance Decree 2020 (Ministerio de Agricultura y Desarrollo Rural-MinAgricultura) s. 211 (Col). (in Spanish).

Swiss Re. (2017). A History of US Insurance. Swiss Re. https://www.swissre.com/dam/jcr:36ebe594-097d-4d4d-b3a7-2cbb8d856e85/150Y_Markt_Broschuere_USA_EN_Inhalt.pdf

Trejo-Rangel, M.A., Ramos Ribeiro, R.R., Fernández Lopera, C.C., Mota Ferreira, A., Esquivel-Gomez, N.N. & Liera-Martínez, C.C. (2022). Enfoques hegemónicos en la gestión del riesgo de desastres asociados a eventos hidrometeorológicos. Revista de Estudios Latinoamericanos sobre Reducción del Riesgo de Desastres REDER, 6(1), 25-34. https://doi.org/10.55467/reder.v6i1.82

UNDRR United Nations Office for Disaster Risk Reduction. (2005). Hyogo framework for action 2005-2015. UNDRR. https://www.eird.org/cdmah/contenido/hyogo-framework-spanish.pdf

UNDRR. (2015). Sendai Framework for Disaster Risk Reduction 2015-2030. UNDRR. https://www.preventionweb.net/files/43291_sendaiframeworkfordrren.pdf

UNDRR. (2017). Terminology on Disaster Risk Reduction. UNDRR. https://www.undrr.org/terminology

UNDRR. (2020). Latin America and the Caribbean: the second region most susceptible to disasters. UNDRR. https://news.un.org/es/story/2020/01/1467501. (in Spanish).

UNFCCC -United Nations Climate Change. (2014). Lima Work Program on Gender. Conference of the Parties. http://www.cites.org/esp/disc/CoP.php

UNFCCC -United Nations Framework Convention on Climate Change. (2019). The Enhanced Lima Work Programme on Gender. UNCC. https://unfccc.int/topics/gender/workstreams/the-enhanced-lima-work-programme-on-gender

UNGRD Unidad Nacional para la Gestión del Riesgo de Desastres de Colombia. (2015). National plan for disaster risk management. UNGRD. https://repositorio.gestiondelriesgo.gov.co/bitstream/handle/20.500.11762/756/PNGRD-2016.pdf?sequence=27&isAllowed=y. (in Spanish).

UNGRD. (2018). Atlas de Riesgo de Colombia. UNGRD. https://repositorio.gestiondelriesgo.gov.co/handle/20.500.11762/27179

UNGRD. (2022). Primera actualización del Plan Nacional de Gestión del Riesgo de Desastres de Colombia, 2015-2030. UNGRD. http://portal.gestiondelriesgo.gov.co/Documents/PNGRD/PNGRD-2022-Actualizacion-VF.pdf

Valente, S. (2013). Stakeholder Participation in Sustainable Forest Management in Fire-Prone Areas [Doctoral dissertation, University of Aveiro]. Universidade de Aveiro. http://hdl.handle.net/10773/12151

WFP -World Food Program. (2021). Indigenous women in Guatemala are insured against drought and heavy rains.WFP. https://www.wfp.org/stories/indigenous-women-guatemala-are-insured-against-drought-and-floods


Enlaces refback

  • No hay ningún enlace refback.